What is the fine for a third offense of using a hand-held mobile device while driving?

A third offense of using a hand-held mobile device while driving in Massachusetts carries a fine of $500 plus an insurance surcharge. This regulation is part of the state's effort to enhance road safety and discourage distracted driving. As offenders accumulate multiple violations, the penalties increase to reflect the seriousness of repeat offenses and to encourage drivers to change their behavior. The inclusion of an insurance surcharge means that, in addition to the fine, the driver's insurance premiums may increase, further emphasizing the financial consequences of repeated violations. This tiered approach to penalties aims to deter individuals from using hand-held devices while driving, contributing to safer roads for everyone.